Mortgages

A good loan becomes an house.

Discover all the advantages of buying a house or transferring your Mortgage loan to Banco Montepio. Simulate now or talk to us.

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We lowered the spread, and not only that.

Discover and explore our conditions for a fixed installment for 2 years and also for mortgage transfer. And there's even more to discover.
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Mortgage Loan

Buy a house

Flexible loan for the purchase of your new house, with terms up to 40 years, financing up to 90% of the property's value, and variable, fixed, or mixed interest rates.

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Mortgage transfer

Mortgage transfer

Find the right reasons to switch and transfer the mortgage you have at another bank, in order to reduce your monthly payment.

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House improvement loan

House renovation

Solution for those who need to renovate the kitchen, update the bathroom, or expand the house. With the house improvement loan, no renovation is left undone.

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Construction loan

Build

Financing for those who can't find their dream house already built and need to construct it. Take care of the project, and we'll make it happen.

Simulate

Support from simulation to deed.

Simulação
Simulation
Make a simulation of the loan you need and indicate the amount you want to simulate: monthly installment amount or loan amount.
Pré-análise do crédito
Pre-loan analysis
According to the information provided by the simulator, a pre-loan analysis of the Mortgage loan may be made available.
Avaliação do imóvel e aprovação
Property evaluation and approval
After collecting all the necessary documentation, Banco Montepio presents a proposal. If it is in compliance and agreement between the parties, a property evaluation is scheduled.
Escritura
Deed
As the final phase of the process, the formalization of the property transfer (from the seller to the buyer) is scheduled.
Multifunction Loan

Achieve your projects with a loan that makes a difference!

The ideal solution for those looking to turn dreams into reality.

With the guarantee of a property, you have access to exclusive conditions and competitive rates, making it easier to achieve your project.

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Real estate leasing

100% financing.

If you need financing for the entire value of the house, the Bank can buy the property, lease it to you for a maximum period of 30 years, and allow you to acquire it for a residual value through real estate leasing.
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Protection for loans and housing.

Discover the protection solutions for your mortgage and ensure your house stays safe.
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Crédito Habitação - Para quem ainda procura uma casa

For those still looking for an house.

Find the house you desire in Banco Montepio's real estate network, with access to 100% financing.
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Turn your from dreams into a new house.

Simulate now your new mortgage.
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