PENSIONS AND PPR
Your future starts today.
Ensure a peaceful future for you and your family with savings plans that combine tax benefits and continuous appreciation of your money.
Choose your fund.
Retirement Savings Plans
Shares Savings Plan
Pension Funds
- Conservative risk profile
- Capital Guarantee
- Free deliveries from €500 or scheduled in the amount of €75 if quarterly or €25 if monthly
- Tax Advantage
- Dynamic risk profile
- No capital guarantee
- Free deliveries from €250 or scheduled in the amount of €45 if quarterly or €15 if monthly
- Tax Advantage
- Campaign "Monthly there is more future"
- Moderate risk profile
- No capital guarantee
- Free deliveries from €500 or scheduled in the amount of €75 if quarterly or €25 if monthly
- Tax Advantage
- Campaign "Monthly there is more future"
- Bold risk profile
- No capital guarantee
- Free deliveries from €500 or scheduled in the amount of €75 if quarterly or €25 if monthly
- Very conservative risk profile
- Guarantee of invested capital every 5 years
- Free deliveries from €500 or scheduled in the amount of €75 if quarterly or €25 if monthly
- Tax Advantage
- Conservative risk profile
- No capital guarantee
- Free deliveries from €500 or scheduled in the amount of €75 if quarterly or €25 if monthly
- Tax Advantage
- Dynamic risk profile
- No capital guarantee
- Free deliveries from €500 or scheduled in the amount of €75 if quarterly or €25 if monthly
- Tax Advantage
- Moderate risk profile
- No capital guarantee
- Free deliveries from €500 or scheduled in the amount of €75 if quarterly or €25 if monthly
- Tax Advantage
Mutualist modality
Mutual Retirement Savings
- Constitution from 100€
- Attractive valuation
- Allows for reinforcements
- Free or scheduled deliveries
- Annual interest payment on savings
- Tax Advantage
- Savings guaranteed by the Assets of Montepio Associação Mutualista
Mutualist modality
Mutual Retirement Pensions
- Guarantees the receipt of capital in the form of a lifetime pension
- Does not allow reinforcements
- One-time or scheduled delivery
- Tax Advantage
- Savings guaranteed by the Assets of Montepio Associação Mutualista
The importance of starting today.
Now repeat: don't leave until tomorrow, the saving you can start today.
The value of the Share Units held varies according to the evolution of the value of the assets that constitute the assets of the Pension Funds and is dependent on fluctuations in the financial markets, beyond the control of the Management Company. Past results are not indicative of future results. There is no minimum income guarantee in any Futuro's Pension Fund. The FUTURO PLUS Fund guarantees the invested capital every 5 years, and the FUTURO GUARANTEE PENSION FUND offers permanent guarantee of the invested capital.
The Information Document and the Management Regulations of each fund are available at www.futuro-sa.pt, www.bancomontepio.pt, or at Banco Montepio branches.
Futuro - Sociedade Gestora de Fundos de Pensões, S.A. - Authorized entity, supervised and registered with ASF - Autoridade de Supervisão de Seguros e Fundos de Pensões with registration number 3805.