Cards

Spend anywhere in the world.

Get a debit, credit or prepaid contacless card to use anywhere in the world.

Todos
Crédito
Débito
Pré-pago

Mastercard

Mastercard

Debit Card
  • Mastercard and ATM network
  • Online and in-person shopping
  • Payments and withdrawals in Portugal and abroad
  • Purchases in euros or other currencies
  • Mastercard Priceless Discounts
Condições gerais de utilização

Mastercard

Mastercard

Youth Debit Card
  • Mastercard and ATM network
  • Online and in-person shopping
  • Payments and withdrawals in Portugal and abroad
  • From 18 to 30 years old
  • Mastercard Priceless Discounts
Condições gerais de utilização

Visa

Visa

Classic Credit Card
  • Visa and ATM Network
  • Online and face-to-face shopping, in Portugal and abroad
  • Interest-free credit up to 50 days
  • Installments of 3 to 12 months of your payments or withdrawals over €90
  • APR of 11.4% (1)
  • Exemption from the monthly fee for making the card available (€1.56) when using more than €150 per month

Visa

Visa

Gold Credit Card
  • Visa and ATM Network
  • Online and face-to-face shopping, in Portugal and abroad
  • Interest-free credit up to 50 days
  • Installments of 3 to 12 months of your payments or withdrawals over €90
  • APR of 18.6% (2)
  • Insurance package included
  • Exemption from the monthly fee for making the card available (€5.20) when using more than €250 per month

Visa

Visa

Prepaid card
  • Visa and ATM Network
  • Online and in-person shopping
  • Payments and withdrawals in Portugal and abroad
  • Top-ups from €10
  • Control of balances and movements through the APPré-Pago app
Condições gerais de utilização
Digital Wallets

Tap to pay, with MB WAY, Apple Pay or Google Pay.

All you need is a smartphone or smartwatch to pay. With MB WAY, you can make cardless withdrawals, send and request money in seconds, or create virtual cards through MB NET.
Manage your cards

Manage your security.

Set limits, inhibit payment types, or block geographies. In case of loss or theft, block the card temporarily or permanently in Montepio24. 
APProva

Safer online shopping.

The 3D secure service, integrated into all cards, guarantees you greater security in your online purchases, thanks to the strong authentication done through the APProva app.
Alerts

Real-time notifications.

Keep track of your payments and card activity by receiving real-time alerts on your phone.
Exchange rates for card transactions

Examples of Funding

(1) Classic Credit Card

 

TAEG: 11,4%

 

TAN 8.000%; Annual credit card fee of €18.00. The indicated commission corresponds to the payment of 12 monthly instalments, charged in advance. The first monthly commission is charged after joining the card and the following fees are charged within 30 days. The charge is exempt whenever the customer makes a total invoice on the card of an amount equal to or greater than €150 in purchases, Cash advances and/or payment of services, registered in the card account within 30 days prior to the day of collection of the monthly fee. Exceptions are made for transactions that are still in the situation of "authorization request", and are therefore not reported and registered in the card account. APR calculated on April 1st, 2024, for an example of a €1,500 credit and a repayment term of 12 months.

 

(2) Gold Credit Card

 

TAEG: 18,6%

 

TAN 11.000%; Annual credit card fee of €60.00. The indicated commission corresponds to the payment of 12 monthly instalments, charged in advance. The first monthly commission is charged after joining the card and the following fees are charged within 30 days. The charge is exempt whenever the customer makes a total invoice on the card of an amount equal to or greater than €250 in purchases, Cash advances and/or payment of services, registered in the card account within 30 days prior to the day of collection of the monthly fee. Exceptions are made for transactions that are still in the situation of "authorization request", and are therefore not reported and registered in the card account. APR calculated on April 1st, 2024, for an example of a credit of €2,000 and a repayment term of 12 months.

 

This information does not exempt you from consulting the membership proposal and the respective general conditions of use, as well as the price list of Banco Montepio.

 

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