Rating.

Learn more about Banco Montepio's risk ratings assigned by Moody's, Fitch Ratings and DBRS.

Moody's
Last review in November 2024

Baseline Credit Assessment (BCA)

ba1

Adjusted Baseline Credit Assessment (BCA)

ba1

Senior Unsecured Debt

Outlook

Ba1

Positive

Subordinated Debt

Ba2

Long Term Bank Deposits

Outlook

Baa2

Positive

Short-Term Bank Deposit Rating

P-2

Long-Term Counterparty Risk

Baa1

Covered Bonds

Aaa

Fitch Ratings
Last review in December 2024

Viability Rating (VR)

bb+

Long-Term Issuer Default Rating (IDR)

Outlook

BB+

Stable

Short-Term Issuer Default Rating (IDR)

B

Government Support

No Support

Long-Term Senior Preferred Debt Rating

BB+

Short-Term Senior Preferred Debt Rating

B

Long-Term Senior Non-Preferred Debt Rating

BB

Long-Term Deposits Rating

BBB-

Short-Term Deposits Rating

F3

Covered Bonds / Obrigações Cobertas

Outlook

AAA

Stable

DBRS
Last review in October 2024

Intrinsic Assessment (IA)

BB (high)

Long-Term Issuer Rating

Trend

BB (high)

Positive

Short-Term Issuer Rating

Trend

R-3

Positive

Long-Term Senior Debt

Trend

BB (high)

Positive

Short-Term Debt

Trend

R-3

Positive

Subordinated Debt

Trend

BB (low)

Positive

Long-Term Deposits

Trend

BBB (low)

Positive

Short-Term Deposits

Trend

R-2 (middle)

Positive