You can always choose an insurer of your choice, as long as the insurance contract safeguards a level of guarantee equivalent to that of the contract proposed by the lender.
Each order is subject to credit risk analysis.
The information presented does not dispense consulting the legally required pre-contractual and contractual information.
Therefore, before taking out a loan, you should clarify all doubts, read the contract and particular financing conditionscarefully and make sure that the installments are suitable for your monthly budget.