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The EIB 2020 Credit Line is intended to finance loans granted by Banco Montepio and is divided into four sections, according to the type of company and the amount of investment associated with the project to be financed.

•  Section I: SMEs with less than 250 staff and Mid Caps with a number of staff between 250 and 3,000;

•  Section II: Mid Caps with headcount between 250 and 3,000;

•  Section III: Public Sector Entities (State, regional and local authorities, entities governed by Public Sector legislation and associations formed by one or more of these authorities or entities;

•  Section IV: Private sector entities, non-SMEs and non-Mid Caps with a number of staff equal to or greater than 3,000, at consolidated level.

•  Section I: up to 25M€

•  Section II: Between €25M and €50M; In some sectors, investments of more than €1M require detailed project information

•  Section III and IV: Between €40m and €25M; In some sectors, investments of more than €1M require detailed project information

•  Section I: Up to 100% of the project cost, not exceeding 12.5M€ and/or the value of eligible costs;

•  Section II, III and IV: Up to 50% of the project cost, without exceeding the eligible costs.

•  Section I and II: Minimum of 2 years and maximum of 9 years

•  Section III: Minimum of 5 years, including a grace period according to the implementation period of the project and maximum of 9 years

•  Section IV: Minimum of 3 years, including a grace period according to the implementation period of the project and maximum of 9 years

The maximum term may not exceed the economic and technical life of the investments financed (fixed assets).